U-Michal Ždanský Ngesonto eledlule, i-Apple yethule isisombululo sayo sokukhokha ngeselula, i-Apple Pay, e-United States. Ukuze kulethwe yonke inkundla esiphethweni esiyimpumelelo, inkampani kwakudingeka isebenzisane hhayi kuphela ne-Visa, Mastercard namabhange endawo, kodwa futhi namaketanga amaningi okuthengisa ukuze kuqinisekiswe ukusebenza kahle ngosuku lokwethulwa.
Izinsuku ezimbalwa zokuqala bezibushelelezi ngempela, kunabantu abangaphezu kwezigidi ezintathu abasebenzisa i-Apple Pay phakathi namahora angama-72, lokho kungaphezu kwenani eliphelele labanikazi bamakhadi abangathinteki e-US. I-Apple Pay ngokuqinisekile ibe nesiqalo esiyimpumelelo, kodwa impumelelo yayo ayizange yehle kakhulu nge-MCX (Merchant Consumer Exchange) consortium. Amaketango obulungu njengamakhemisi I-RiteAid a CVS ngokuphelele bavimbe inketho yokukhokha nge-NFC ngemuva kokuthola ukuthi amatheminali abo asebenza ne-Apple Pay ngaphandle kokusekelwa okucacile.
Isizathu sokuvimbela uhlelo lokukhokha i-CurrentC, i-consortium eyakhayo futhi ehlela ukuyethula phakathi nonyaka ozayo. Amalungu e-MCX kudingeka ukuthi asebenzise i-CurrentC ngokukhethekile, okuvumela i-Apple Pay ukuthi ibhekane nezijeziso zezezimali ngokuvumelana nemithetho yenhlangano. uma Best Buy, Wal-Mart, I-RiteAid noma elinye ilungu okwamanje belifuna ukusekela uhlelo lokukhokha lwe-Apple, kuzodingeka lihoxe ku-consortium, abangabhekananga nalo nesijeziso.
[yenza isenzo=”caphuna”]I-CurrentC inemigomo emibili eyinhloko: ukugwema izinkokhelo zekhadi lokukhokha nokuqoqa ulwazi lomsebenzisi.[/do]
Yize bebonakala beqhudelana ngqo, izinhloso ze-Apple ne-MCX zihluke kakhulu. Ku-Apple, insizakalo ye-Pay isho ukunethezeka okungcono kwekhasimende lapho likhokha futhi lethula uguquko ohlelweni lokukhokha lwaseMelika, okumangaza abantu baseYurophu, besathembele emicu kazibuthe engahlukunyezwa kalula. I-Apple ithatha amaphesenti angu-0,16 okwenziwa ngakunye okuvela emabhange, iqede inzalo yezezimali ye-Apple. Inkampani ayiqoqi idatha yomsebenzisi mayelana nokuthenga futhi iqapha ngokucophelela ulwazi olukhona engxenyeni yehadiwe ehlukile (Isici Sokuphepha) futhi ikhiqiza amathokheni okukhokha kuphela.
Ngokuphambene, i-CurrentC inemigomo emibili eyinhloko: ukugwema izinkokhelo zekhadi lokukhokha nokuqoqa ulwazi olumayelana nabasebenzisi, ikakhulukazi umlando wabo wokuthenga kanye nokuziphatha kwamakhasimende okuhlobene. Eyokuqala yemigomo iyaqondakala. I-MasterCard, i-Visa noma i-American Express ifuna okuthile okufana namaphesenti amabili okuthenga, okuyinto abathengisi okufanele bakwamukele njengokwehliswa kwamamajini noma banxephezele ngokukhuphula intengo. Ngakho-ke, izindleko zokweqa zingaba nomthelela omuhle ezinteni. Kodwa umgomo oyinhloko we-CurrentC ukuqoqwa kolwazi, ngokuya ngokuthi abathengisi bangathumela kuphi, isibonelo, izipesheli ezikhethekile noma amakhuphoni esaphulelo ukuze bahehe amakhasimende ukuthi abuyele esitolo.
Ngeshwa kumakhasimende, ukuphepha kwalo lonke uhlelo lwe-CurrentC akunakuqhathaniswa ne-Apple Pay. Ulwazi lugcinwa emafini esikhundleni se-elementi yezingxenyekazi zekhompuyutha evikelekile. Futhi igqekeziwe ngaphambi kokwethulwa ngokusemthethweni kwenkonzo. Abaduni be-inthanethi bakwazile ukuthola amakheli e-imeyili amakhasimende abambe iqhaza ohlelweni lokuhlola kusuka kuseva, i-CurrentC kamuva eyazisa amakhasimende ayo, nakuba ingazange inikeze imininingwane eyengeziwe mayelana nokuhlasela.
Ngisho nendlela yokusebenzisa i-CurrentC ayikhulumi kahle ngokuvuna insiza. Okokuqala, isevisi idinga ukuthi ufake inombolo yelayisense yokushayela kanye nenombolo yokuphepha yomphakathi (elingana nenombolo yokuzalwa ezweni lethu), okungukuthi idatha ebucayi kakhulu, ukuze kuqinisekiswe ubuwena. Kodwa ingxenye embi kakhulu iza nenkokhelo. Ikhasimende kufanele liqale likhethe okuthi "Khokha nge-CurrentC" etheminali, livule ifoni, livule uhlelo lokusebenza, lifake iphasiwedi enezinhlamvu ezine, licindezele inkinobho ethi "Khokha", bese lisebenzisa ikhamera ukuze liskene ikhodi ye-QR erejista yemali. noma khiqiza eyakho ikhodi ye-QR bese uyibonisa phambi kwesithwebuli. Ekugcineni, ukhetha i-akhawunti ofuna ukukhokha ngayo bese ucindezela "Khokha manje".
Uma i-Apple ingena umdwebo wakho, lapho abonisa khona ukuthi akulula kangakanani ukukhokha ngekhadi lomugqa ozibuthe, washintsha ikhadi wafaka i-CurrentC, mhlawumbe umlayezo womdwebo ubungase uzwakale kangcono nakakhulu. Uma uqhathanisa, lapho ukhokha nge-Apple Pay, udinga kuphela ukubamba ifoni yakho eduze kwetheminali futhi ubeke umunwe wakho enkinobho yasekhaya ukuze kuqinisekiswe izigxivizo zeminwe. Lapho usebenzisa amakhadi angaphezu kwelilodwa, umsebenzisi angase akhethe ukuthi ufuna ukukhokha liphi.
Phela, amakhasimende aveze umbono wawo ku-CurrentC ekuhlaziyeni kohlelo lokusebenza lwe-CurrentC v App Store a Isitolo Play. Njengamanje inezilinganiso ezingaphezu kuka-3300 ku-Apple App Store, okuhlanganisa izilinganiso zenkanyezi eyodwa ezingu-3309. Kunezibuyekezo ezinhle ezingu-28 kuphela ezinezinkanyezi ezine noma ngaphezulu, futhi ngisho nalezo azithophazi: "Kuphelele...ukuqaliswa okuhle kombono omubi" noma "Uhlelo lokusebenza olumangalisayo olwenza umkhiqizo wami ongu-3147!" Ukwenza izinto zibe zimbi nakakhulu, liyanda nokuthandwa ikhasi lokuduba le-MCX, okubonisa uchungechunge ngalunye kwezinye izindlela ze-MCX lapho amakhasimende engakhokha khona nge-Apple Pay.
Kuzoba amakhasimende azonquma impumelelo yalokhu noma lelo hlelo. Bangakwenza kucace ngezikhwama zabo zemali ukuthi iyiphi inketho engenzeka kubo. Ngakho-ke i-Apple Pay ingaba kalula ngamaketanga okuthengisa ukuthi i-iPhone iyini yama-opharetha. Okungukuthi, lapho ukungabikho kwakhe kuzobonakala ekuthengiseni nasekuhambeni kwamakhasimende. Ngaphezu kwalokho, yi-Apple ephethe wonke amakhadi ecilongo. Okufanele akwenze ukususa uhlelo lokusebenza lwe-CurrentC ku-App Store.
[yenza isenzo=”caphuna”]I-Apple Pay ingaba kalula ngamaketanga ezitolo ukuthi i-iPhone iyini eyabasebenzisi.[/do]
Nokho, sonke lesi simo mancane amathuba okuthi sinyukele esilinganisweni esinjalo. Umqondisi ophethe we-MCX u-Dekkers Davidson uvumile ukuthi amalungu e-consortium angawasekela womabili amasistimu esikhathini esizayo. Nokho, akazange anikeze imininingwane ngokuthi lokho kungase kwenzeke nini.
Iqiniso liwukuthi nge-Apple Pay nokungaziwa kwayo, abathengisi abaningi bazolahlekelwa ulwazi oluningi lwamakhasimende olutholakala kubo uma bekhokha ngekhadi elivamile. Kepha maduze i-Apple inganikeza isixazululo esihle sokuyekethisa esizoba yinzuzo kumakhasimende nakubathengisi. Ngokweminye imibiko, le nkampani ilungiselela uhlelo lokwethembeka engalwethula ngalesi sikhathi sikaKhisimusi.
Uhlelo kufanele luxhunyaniswe nokusetshenziswa kwe-iBeacon, lapho amakhasimende ezothola khona imititilizo nesaphulelo amakhuphoni ngohlelo lokusebenza olufanele, oluxwayisa ikhasimende eliseduze ne-iBeacon lisebenzisa isaziso. Uhlelo lokwethembeka lwe-Apple lwenzelwe ukunikeza izaphulelo ezikhethekile nemicimbi ekhethekile yamakhasimende akhokha nge-Apple Pay. Umbuzo uthi ulwazi lwekhasimende luzongena kanjani kulokhu, okusho ukuthi i-Apple izolunikeza yini abakhangisi imvume ecacile yabasebenzisi, noma luzohlala lungaziwa. Singathola kule nyanga.
ku-App Store naku-Google Play Isitolo. Njengamanje inezilinganiso ezingaphezu kuka-3300 ku-Apple App Store, okuhlanganisa izilinganiso zenkanyezi eyodwa ezingu-3309. Cishe kuzoba khona iphutha lokuthayipha ezinombolweni
Babhala "ngaphezu kuka-3300" futhi isikrini sibonisa ukuthi kukhona i-3346, ngakho-ke akuyona i-typo. Kodwa lowo musho uzwakala ubuwula, kuyiqiniso.
Kungenzeka yini ukukhokha nge-Apple Pay ku-CZ noma ku-SK? Uma kunjalo, kanjani? Futhi uma kungenjalo, kuyofika nini kithi? :)
ngeke isebenze e-Europe noma nini maduze. mhlawumbe ungalokothi. kwase kunesihloko salokho. izimali zokuthengiselana ngekhadi ziphansi kakhulu eYurophu futhi uma ibhange bekufanele linikeze okuthile i-Apple, bekungeke kusele lutho. ngaphezu kwalokho, lezo zimali zisazohlanganiswa ngaphakathi kwe-EU futhi mhlawumbe zehliswe.
Awunangqondo uma ucabanga ukuthi i-apula ayiqoqi imininingwane ngawe :D inazo ngisho nezigxivizo zeminwe zakho futhi kuwubuwula uma ucabanga ukuthi uhulumeni waseMelika ngeke akwazi ukuzithola kuzo ngokuqondile noma ngokungaqondile ;)
Akanazo izigxivizo zeminwe, kusobala ukuthi awazi lutho ngohlelo lwabo. Kodwa ujabulele i-paranoia yakho.