UDan Pražák NgoMsombuluko, kuphele isigamu sonyaka kusukela i-Apple Pay ingene eCzech Republic. Ezinyangeni eziyisithupha, izindlu zamabhange eziyisikhombisa (i-Česká spořitelna, i-Komerční banka, i-AirBank, i-Moneta, i-mBank, i-J&T Banka ne-UniCredit) kanye nezinsizakalo ezine ezingezona ezebhange (i-Twisto, i-Edenred, i-Revolut ne-Monese) zikwazile ukunikeza le sevisi. Ngakho-ke amaCzech anezinketho eziningi zokuqala ukukhokha nge-iPhone noma i-Apple Watch, nakuba ukusekelwa kwamanye amabhange amakhulu asekhaya kusalindelwe. Nokho, ehhovisi labahleli be-Jablíčkára, besinomdlandla ebhalansi yamanje ye-Apple Pay nokuthi isevisi iqhuba kanjani ngokwezinombolo ngemva kwezinyanga eziyisithupha. Sicele zonke izikhungo zamabhange nezingezona ezamabhange ezweni lethu ukuthola imininingwane yamanje.
Njengoba kubonakala ezibalweni zakamuva, amaCzech asethanda kakhulu ukukhokha nge-Apple Pay. Bangaphezu kuka-320 abantu baseCzechs abakhokhayo njengamanje besebenzisa i-iPhone yabo ne-Apple Watch, futhi kusukela ngoFebhuwari 19, lapho isevisi yethulwa emakethe yethu, bakwazile ukwenza imisebenzi engaphezu kwezigidi eziyi-17 ngenani eliphelele lemiqhele ecishe ibe yizigidi eziyizinkulungwane eziyi-8. I-Česká spořitelna ibika inombolo enkulu yamakhasimende asebenzisa i-Apple Pay (izinkulungwane ezingama-83), ilandelwa i-AirBank (izinkulungwane ezingama-68) kanye ne-Komerční banka (izinkulungwane ezingama-67).
Kungaba njalo okuthakaselayo
Imvamisa, abasebenzisi basebenzisa i-Apple Pay ukukhokha ezitolo zegrosa, ezindaweni zokudlela, naseziteshini zikaphethiloli. Amabhange nawo avumelana ngenani elimaphakathi lokuthengiselana okukodwa, okungaba yiziqhele ezingama-500. Isibonelo, i-Komerční banka ithi iklayenti labo likhokha nge-iPhone isilinganiso izikhathi ezingu-14 ngenyanga, kodwa njengoba izibalo zibonisa, inombolo izoba phezulu kakhulu kwamanye amabhange. Okunye okuthokozisayo ukuthi abasebenzisi abakhokha ngocingo ngokuvamile bakhokha kaningi kunalabo abasebenzisa ikhadi ledebhithi/lesikweletu ukuze bakhokhe ngaphandle kokuthinta.
Sinikeze izibalo ezinemininingwane eziphathelene namabhange ngamanye ngokucacile ngezansi. Ulwazi olwengeziwe amabhange asinikeze lona lapho ephakamisa umbuzo wethu bese luphawulwa ngombhalo omalukeke.
I-Czech Savings Bank
- Amakhasimende angu-83 (amakhadi okukhokha angu-000)
- 5 okwenziwayo (okuhlanganisa izinkokhelo ze-inthanethi nokuhoxiswa kwe-ATM)
- 2 billion isamba sezinkokhelo esiphelele
- Isilinganiso senani lenkokhelo eyodwa nge-Apple Pay lilinganiselwa ku-CZK 500.
Ibhange Lezohwebo
- Amakhasimende angu-67
- 1 million okwenziwayo
- Isamba sezinkokhelo eziyizigidi ezingama-500
- Isilinganiso senani lokwenziwe ngu-CZK 530
- Iklayenti lenza isilinganiso sokuthengiselana okungu-14 ngenyanga
- Umsebenzisi ojwayelekile we-Apple Pay indoda eneminyaka engu-34 ubudala enemfundo yesikole samabanga aphezulu ehlala ePrague
I-AirBank
- 68 amaklayenti
- 5,4 million okwenziwayo
- 2,1 billion imiqhele, inani eliphelele lezinkokhelo
- Amaklayenti asebenzisa inkokhelo yeselula akhokha kaningi kunamakhasimende asebenzisa ikhadi lepulasitiki.
- Izinkokhelo zeselula ze-Air Bank manje sezibalelwa ku-14% wesamba semali ethengiwe ngamakhadi.
I-MONETA Monety Bank
- 52 amaklayenti
- 2 million okwenziwayo
- 1 bhiliyoni isamba semali yezinkokhelo
- Umsebenzi omaphakathi okhokhwa kusetshenziswa i-Apple Pay cishe u-CZK 500.
- Ngokuvamile, amakhasimende akhokha ezitolo ezinkulu, eziteshini zikaphethiloli, ezindaweni zokudlela nasezitolo ezinogesi.
mBank
- 25 amaklayenti
- 1,2 million okwenziwayo
- Isamba sezinkokhelo eziyizigidi ezingama-600
Twisto
- 14 amaklayenti
- 1,6 million okwenziwayo
- Isamba sezinkokhelo eziyizigidi ezingama-640
Edenred
- Amakhasimende angu-10 (ingxenye yesisekelo samakhasimende e-Edenred enomshini we-Apple)
- 350 okwenziwayo (inani lesidlo sasemini esikhokhelwayo)
- Isamba sezinkokhelo eziyizigidi ezingama-43
- Abanikazi bama-smartphone bakhokha kaningi ezindaweni zokudlela - ngaphezu kuka-50% - kunabantu abasebenzisa ikhadi lokudla lakudala, kunalokho, bathenga kancane ezitolo zegrosa nasezitolo ezinkulu.
- Isilinganiso senani lokwenziwe ngoJulayi 2019 lifinyelele cishe ku-CZK 125
- Abantu abakhokhi kuphela ngomakhalekhukhwini, kodwa nangama-Apple Watches, isabelo sabo simelela kufika ku-15% wezinkokhelo kule nkundla.
I-J&T Bank
- Ayinikezi izibalo.
I-UniCredit Bank (isekela i-Apple Pay kusukela ngomhlaka-18/7)
- Izinkulungwane zamaklayenti (I-UniCredit izomemezela inombolo eqondile neyamanje ekupheleni kuka-Agasti)
- 45 ukuthengiselana
- 19 million imiqhele esetshenzisiwe
- Amaklayenti enza inani elikhulu kakhulu lokuthenga ngegrosa noma amaketango okudla okusheshayo
I-Revolut ayikabi khona :-)