Amaya Toman Ngenkathi u-Apple wethula i-Apple Card ekuqaleni kwesonto, okunye okukhanga kakhulu kwaba wukungabikho okuphelele kwezimali okumenyezelwe. Ngaphezu kwalokho, ngaphansi kwezimo ezithile, abanikazi bamakhadi bathola inketho yokubuyisela imali engu-1% kuya ku-3%. Ngakho-ke i-Apple Card iyingenisa kanjani imali yebhizinisi?
Yiqiniso, kunesithakazelo esithile esihlotshaniswa nokusetshenziswa kwekhadi uma kwenzeka umnikazi walo engazikhokhi izitolimende ezifanele ngesikhathi - kodwa lokhu kukodwa, ngokusho kochwepheshe bemboni yamabhange, akwanele ukwenza ikhadi libe nenzuzo ku-Apple. Abaningana babo benze inhlolokhono ephephabhukwini iBusiness Insider, lapho bathi, ngokwesibonelo, ukuthi ngenkathi i-Apple ikhuluma ngamanani enzalo aphansi, uhla lwabo empeleni alujwayelekile kangako.
Igalari yezithombe
Ukuphrinta okuhle phansi kwesaziso se-Apple Card kukhuluma ngamanani enzalo ahlukahlukene asuka ku-13,24% kuya ku-24,24%, ububanzi kodwa obungajwayelekile. Ngisho noma inkampani ikhokhisa inzalo ephansi, imali engenayo ingase imngenisele imali ehloniphekile.
"Inzalo yekhadi lesikweletu iphezulu kakhulu, ngakho sikhona isikhala sokwenza imali ngamanani aphansi," UJim Miller, iphini likamongameli webhange namakhadi esikweletu kwa-JD Power, utshele iBusiness Insider.
Nakuba i-Apple ingabakhokhisi abanikazi bamakhadi esikweletu nganoma iyiphi imali, ingakhokhisa abathengisi, ngamanani amakhulu kunokuba amancane. Abathengisi ngokuvamile bakhokhela abakhipha amakhadi cishe u-2% ukuze kucutshungulwe inkokhelo.
Ngokusho kochwepheshe, i-Apple ingakwazi futhi ukugcina inzalo eningi ekhokhwa ngamakhasimende, ngenxa yokonga okubalulekile okune. Izinkampani zamakhadi esikweletu ngokuvamile zichitha ingxenye yezimali zazo ekutholeni amakhasimende amasha. Lezi zindleko zihlanganisa ukutshalwa kwezimali kwezokukhangisa nokukhangisa, noma amabhonasi, nomsebenzi wokuheha amakhasimende amasha. Kodwa-ke, i-Apple isivele inomhlaba ovundile olungiselelwe ngale ndlela, ngakho-ke lokhu kutshalwa kwezimali akufanele kumkhathaze.
Iphuzu lesibili amathuba aphansi okukhwabanisa ahlobene ne-Apple Card, evikelwe ngempela kuze kube sezingeni eliphezulu kulokhu. Okwenziwayo kuzoqinisekiswa kusetshenziswa i-Face ID ne-Touch ID. Ngenxa yokucaca kokunyakaza kwe-Apple Card, inani elikhulu lamakhasimende aphenya izinkokhelo ezingaziwa, kanjalo nezindleko ezihlobene nokutholwa kwalezi zinkokhelo, zizosuswa. Ukwengeza, iphesenti elilodwa i-Apple elibuyisela kumakhasimende ekuthengeni kwemikhiqizo yalo ekugcineni lingaba yizindleko ezincishisiwe uma ziqhathaniswa nezindleko zamanje zokushintshana.
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Umthombo: 9 ku5Mac
