Isikhethi se-apula Umlayezo wezentengiso: Ingabe ungumfundi wesikole esidala futhi uthanda ukuthi yonke into ibe seduze? Imali ewukheshi kanye nesabelomali somndeni ephepheni yilokho okukuchazayo? Ungamelani nezwe eliku-inthanethi, i-inthanethi izokusiza ukuthi uphathe izimali zakho, futhi ngenxa yezinhlelo zokusebenza zeselula ezihlakaniphile, uzofunda ukugcina imali yakho ilawulwa futhi awusoze wamangala ngoziro ku-akhawunti yakho futhi.
Kunezinhlelo zokusebenza eziningi zeselula, ezinye zisiza ngesabelomali esilinganiselwe, ezinye zinhle kakhulu ekuhleleni izindleko zanyanga zonke, futhi kukhona ezinye ezizokusiza ukuthi ungakhohlwa ukukhokha imali oyibolekile.
Uhlelo lokusebenza lweselula oluvela ebhange lakho luyisisekelo
Ngaphambi kokuthi singene ezinhlelweni zokusebenza zeselula zangaphandle, ake sigxile kwesebhange lakho. Ukubhenka kwamaselula inenzuzo eyodwa enkulu engenakuphikiswa phezu kwe-inthanethi, ungayisebenzisa vula noma nini, noma kuphi, ngokungafani nekhompyutha, abantu abaningi bahlala benomakhalekhukhwini babo.
Futhi isicelo seselula sasebhange sinikeza ini? Ikhono lokufaka izinkokhelo, ukuhlola ukuthengiselana komuntu ngamunye, ukuhlela imali mboleko, i-overdraft kanye nomshuwalense. Uma unama-akhawunti amaningi, ungashintsha kalula phakathi kwawo, noma ngabe a i-current account, ukonga noma isikweletu. Ngaphezu kwalokho, izinhlelo zokusebenza eziningi zeselula zizokunikeza amagrafu acacile aqhathanisa iholo lakho lanyanga zonke futhi ahlukanise izindleko zakho.
Izikweletu ezingakhokhiwe akusadingeki zikukhathaze etafuleni lasekhishini, vele uthathe ifoni yakho, uvule ibhange leselula futhi uthathe isithombe sekhodi ye-QR, akukho ukukopisha okuyinkimbinkimbi okuzokulinda, yonke idatha edingekayo izolayishwa.
Yiziphi ezinye izinhlelo zokusebenza zeselula ezikhona?
Ngisho nokubhange kweselula akwanele ekuphathweni kwezimali okuphelele, ngezinye izikhathi kuyadingeka bandakanya umndeni ekuhlelweni kwesabelomali, ngezinye izikhathi kuyadingeka ukuba ube Uhlolojikelele oluphelele lwezikweletu, khohlwa isikweletu kungenziwa kalula, futhi inkokhelo eyodwa sekwephuzile ingasika umonakalo wangempela.
Ukuphatha i-akhawunti ehlanganyelwe, ngokwesibonelo, uhlelo lokusebenza lwesiCzech i-eÚčty.cz lulungile, olunye uhlelo lokusebenza lwasekhaya i-Spende aziwa kakhulu lapha kodwa naphesheya. Iphinde inikeze ithuba lokufunda idatha kwirisidi yesitolo, sibonga nje ukuthatha isithombe sayo, futhi inikeza umbono wezezimali kumaspredishithi e-Excel ahlala ethandwa.
Ezinye izinhlelo zokusebenza zeselula ezisetshenziswa kabanzi zifaka Ibhuku Lami Lesabelomali, I-Wallet, Izindleko Zomphathi Wemali & Isabelomali kanye Nokheshi. Ezinye izinhlelo zokusebenza zimahhala ngokuphelele, kwabanye kudingekile ukukhokha imali encane yesikhathi esisodwa, ngokuvamile ngokulandelana kwamashumi emiqhele, kukhona nezinguqulo ezikhokhisa kuphela amathuluzi ezezimali asezingeni eliphezulu.
Umakhalekhukhwini unikeza amathuba amaningi, ngenxa yawo singakwazi ukuba nezimali zomuntu siqu nathi, nakuba isikhwama semali singenalutho. Namuhla kungenziwa ngokujwayelekile futhi ukhokhe ngefoni efakwe ubuchwepheshe be-NFC, vele uyinamathisele kutheminali yokungathinteki futhi akumele ukhathazeke nganoma yini, uma uthenga kuze kufike ku-CZK 500 ungakwenza ngaphandle kwephinikhodi. Pho kungani ungazami ukushintshanisa iphepha, ipensela, i-ATM kanye nesikhwama semali esigxishiwe sobuchwepheshe beselula?
Ingxoxo yesihloko
Ingxoxo ayivulwanga lesi sihloko.
