UJiří Filip Umlayezo wezentengiso: Sekuyisikhathi eside igolide libalwa eduze nezindawo ezithengiswayo njengelinye lamathuluzi aziwa kakhulu e-Czech Republic. Insimbi eyigugu yehle ngo-7% kusukela ekuqaleni kukaFebhuwari, ingabe lesi yisikhathi esihle sokuthenga noma sibheka ukwehla okusha? Futhi yiziphi izindlela esingatshala ngazo egolideni? Abahlaziyi be-XTB banabe kabanzi ngalesi sihloko umbiko, lapho uzofunda khona konke okudingayo.
Igolide ngokuvamile kubhekiselwa kulo njengendawo ephephile nesivikelo ekukhuphukeni kwamandla emali, kodwa ngisho nale mpahla ihlangabezana nezikhathi ezinzima ngokwezindinganiso zayo. Ngaphambi kokwehla kwentengo kwamanje, sibone umbuthano kusukela ngoNovemba wonyaka odlule okhuphule inani lentengo lisuka ngaphezu kwama-20% phakathi namasonto ambalwa. Lokhu, futhi, kwandulelwa ukuthambekela kokwehla okuthathe cishe unyaka wonke ka-2022.
Ukuthi igolide lizophumelela yini kulo nyaka kuseyimpikiswano - ngoba kuncike kakhulu ekutheni siyakugwema yini ukuwohloka komnotho noma cha. Ngeshwa, namanje ayikho impendulo ecacile kulo mbuzo. Kodwa abatshalizimali abaningi baphendukela egolideni kulezi zikhathi eziguquguqukayo. Le nsimbi eyigugu ingase ingabi yindawo ephephile ekahle, kodwa isengaba yindlela enhle yokuhlukanisa ubungozi. Ngokuvamile, ukutshalwa kwezimali kwegolide kungahlukaniswa ngamaqembu amathathu amakhulu:
1. Igolide efomini le-CFD
Leli thuluzi lisetshenziselwa kakhulu ukuhweba ngama-horizons wesikhathi esifushane ukuya esimaphakathi. Inzuzo yale ndlela ukuthi umuntu akadingi inani elikhulu kangaka lemali ngenxa yomphumela wokulinganisa. Ngakolunye uhlangothi, yingxenye ye-riskier yamathuluzi ezezimali, edinga ubungozi obuhle nokuphathwa kwemali. Inzuzo yesibili enkulu ukuthi kungenzeka ukufinyela, okungukuthi ukwenza imali ngokwehla kwentengo. Lokhu kungasetshenziswa futhi ngabatshalizimali besikhathi eside abathenge igolide kodwa abafuni ukulidayisa futhi balindele ukuthi intengo yalo yehle. Esimeni esinjalo, isikhundla esifushane esivulekile singamboza ukulahlekelwa futhi utshalomali lwethu lwegolide lwesikhathi eside nalo luzohlala lunjalo.
2. Igolide kufomu le-ETF
Leli fomu liya ngokuya liduma kubatshalizimali besikhathi eside. Ama-ETF alandelela inani legolide abekhona emakethe iminyaka eminingana. Yonke into isebenza ngesimiso esifanayo, njengesibonelo, i-ETF ekopisha inkomba ye-American SP500. Ngakho-ke lezi yizibambiso ezigcinwe endaweni yokugcina imali, okunikeza leli thuluzi izinga eliphezulu lokwethembeka. Ngaphezu kwalokho, le makethe iwuketshezi kakhulu - ngakho-ke akuyona inkinga ukuthenga noma ukuthengisa i-ETF yakho yegolide ngokuphazima kweso.
3. Igolide elibonakalayo
Indlela yokugcina edumile yokutshala imali ukuthenga igolide elingokomzimba lendabuko. Inzuzo eyinhloko yale ndlela ukuthi ungaba negolide ekhaya elilungele isimo se-apocalyptic lapho ungathatha khona imigoqo yakho yegolide embalwa noma izitini bese unyamalala phakathi nemizuzu. Nokho, ngaphandle kwalesi simo, igolide elibonakalayo liyithuluzi eliyinkinga uma kuqhathaniswa. Akuwona neze uketshezi njengezibambiso, ngakho ukuthengisa noma ukuthenga kungaba isikhathi eside futhi kudinga umhlangano ongokoqobo. Enye inkinga isitoreji sayo, esingavikeleka ngokwanele ekhaya, futhi uma sigcinwe ebhange, kuba nzima ukufinyelela kuso uma kunesidingo esiphuthumayo.
Kunezinketho ezimbalwa zokutshala imali egolideni, futhi kuncike ekuthandeni kwawo wonke umuntu ukuthi iyiphi indlela ayikhethayo. Futhi akubhaliwe noma kuphi ukuthi kudingekile ukukhetha indlela eyodwa kuphela. Umtshali-zimali angagcina ngokuphephile ingxenye encane ekhaya ngaphansi kombhede uma kwenzeka kuba nenhlekelele, ingxenye kuma-ETF egolide, futhi usengakwazi ukumboza izikhundla zakhe esebenzisa ama-CFD uma kwenzeka yehla intengo.
Uma ufuna ukufunda okwengeziwe ngesihloko, embikweni othi "Indlela yokuhweba imakethe yegolide" uzothola ulwazi mayelana nendlela yokusebenzisa ukuhlaziywa kwezobuchwepheshe nokuyisisekelo kule makethe, ukuthi yonke imakethe yegolide isebenza kanjani, obani abadlali abakhulu lo mkhakha nokunye okuningi. Umbiko uyatholakala MAHHALA lapha: https://cz.xtb.com/hq-ebook-zlato
