Isikhethi se-apula Ukonga imali ngokuqinisekile kuwumsebenzi oqaphe kakhulu futhi owazisayo. Kodwa-ke, uma unquma ukonga izimali zakho, kufanele ukhethe ukukhetha okuzozivikela okungenani ekukhuphukeni kwamandla emali. Yiqiniso, kuhle ukukhetha izinketho eziletha izinga elithile lokwazisa. Esihlokweni esilandelayo, sizoxoxa ngezinye zezindlela ezivame ukusetshenziswa.
Ukonga ukwakha
Indlela edume kakhulu yokonga enikeza isilinganiso senzalo esihloniphekile. Kodwa-ke, inzuzo eyinhloko yokonga ukwakha ithuba lokuthola ukwesekwa kombuso, ozokuthola lapho uthola inani elinqunyiwe lokonga. Ngakolunye uhlangothi, ukonakala kwale ndlela ukungakwazi ukusebenzisa izimali ngaphambi kokuphela kwesikhathi sokulondoloza.
Ama-akhawunti okulondoloza
Ama-akhawunti okulondoloza avumelana nezimo kakhulu kunokulondoloza imali yokwakha futhi ungakwazi ukudlulisa imali ngokushesha ukusuka kuwo uye kuma-akhawunti avamile asebhange. Ububi ukwazisa okuncane kakhulu ngenzalo, okukude nokufinyelela amanani afanayo nasesimweni sokulondoloza imali yokwakha. Ngakho-ke kuyindlela yokukuphoqa ukuthi ubeke eceleni izimali zamahhala njalo.
Ukonga imali kuma-akhawunti amanje
Yebo, ungakwazi futhi ukulondoloza ku-akhawunti yasebhange evamile. Banenzalo encane, ngakolunye uhlangothi, imali lapha iwuketshezi kakhulu futhi isilungele ukusetshenziselwa izinkokhelo.
Ukonga ngokheshi
Enye indlela esetshenziswayo yile ukufaka imali ngokheshi "etshanini" ngaphandle kokusebenzisa imikhiqizo yasebhange engenamali. Kulezi zimo, kuyadingeka ukuthi uvikele imali kahle ekuntshontsheni futhi ubale inzalo eyiziro uma uyilondoloza.
Ukutshala imali kwehlula ukwehla kwamandla emali
Ngeshwa, lezi zibonelo ezingenhla (mhlawumbe ngaphandle kokulondoloza imali yokwakha) ngeke zikuvikele ekwenyukeni kwamandla emali. Yingakho imisebenzi yokutshalwa kwezimali iwuhlobo oluthandwa kakhulu lokonga. Iphothifoliyo yamathuba okutshalwa kwezimali okungenzeka ibanzi kakhulu, kusukela ezimpahleni zendabuko, amasheya, ukuhweba ngemali (forex) kuya kuma-cryptocurrencies.
Ngenxa yokutshalwa kwezimali, ungathola imbuyiselo ephezulu kakhulu, ngakolunye uhlangothi, kunengozi enkulu yokulahlekelwa inani lezimali zakho ozitshalile.
Ezinye izinketho
Ezinye izinhlobo zokonga nazo zihlanganisa Imali Yomhlalaphansi, mutual funds noma umshwalense wempilo.
Ingxoxo yesihloko
Ingxoxo ayivulwanga lesi sihloko.
