Ondrej Holzman Ngesikhathi lapho izinkokhelo zeselula zikhuphuka, i-MasterCard iza nento entsha ethokozisayo. Ikhadi layo elisha lokukhokha lebhayomethrikhi liqukethe inzwa yesici sezigxivizo zeminwe, esisebenza njengengxenye yokuphepha eyengeziwe ngaphezu kwephinikhodi evamile. I-MasterCard njengamanje ihlola umkhiqizo omusha eRiphabhulikhi yaseNingizimu Afrika.
Ikhadi lebhayomethrikhi elivela ku-MasterCard alihlukaniseki ekhadini lokukhokha elivamile, ngaphandle kokuthi futhi liqukethe inzwa yezigxivizo zeminwe, ongayisebenzisa ukuze ugunyaze izinkokhelo esikhundleni sokufaka i-PIN noma uhlanganiswe nayo ukuze uthole ukuphepha okuphezulu nakakhulu.
Lapha, i-MasterCard ithatha isibonelo ezinhlelweni zokukhokha zeselula zesimanje, ezifana ne-Apple Pay, ekuma-iPhones exhumeke kakhulu ne-Touch ID, okungukuthi futhi nesigxivizo somunwe. Ngokungafani ne-biometric MasterCard, noma kunjalo, isisombululo seselula sinikeza ukuvikeleka okukhulu.
Isibonelo, i-Apple igcizelela kakhulu ezokuphepha, yingakho igcina idatha yakho yezigxivizo zeminwe ngaphansi kokhiye kulokho okubizwa ngokuthi I-Secure Enclave. Lena i-architecture ehlukile kunezinye izingxenyekazi zekhompuyutha kanye nesistimu yokusebenza, ngakho akekho okwazi ukufinyelela idatha ebucayi.
Ngokunengqondo, ikhadi le-biometric elivela ku-MasterCard alinikezi lutho olunjalo. Ngakolunye uhlangothi, ikhasimende kufanele libhalise izigxivizo zeminwe ebhange noma kumnikezeli wekhadi, futhi nakuba izigxivizo zeminwe zibethelwe ngokuqondile ekhadini, akukacaci ngokuphelele ukuthi yiziphi izinyathelo zokuphepha ezikhona, okungenani ngesikhathi sokubhalisa. Nokho, i-MasterCard isivele isebenza ukwenza ukubhalisa kwenzeke ngisho ukude.
Kodwa-ke, ubuchwepheshe bezigxivizo zeminwe ze-MasterCard abukwazi ukusetshenziswa kabi noma ukuphindaphindwa, ngakho ikhadi lebhayomethrikhi lihloselwe ukwengeza ukunethezeka nokuvikeleka okwengeziwe, ngokusho kwenhloko yezokuphepha nokuvikeleka u-Ajay Bhalla.
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Okubalulekile futhi kubasebenzisi yiqiniso lokuthi umfundi wezigxivizo zeminwe ngeke ashintshe indlela yamanje yamakhadi okukhokha nganoma iyiphi indlela. Nakuba i-MasterCard okwamanje ihlola kuphela amamodeli othintana naye, okumele afakwe kutheminali, lapho abese ethatha khona amandla, aphinde asebenze enguqulweni yokungathintwa ngesikhathi esifanayo.
Ikhadi le-biometric selihlolwa kakade eNingizimu Afrika, futhi i-MasterCard ihlela ezinye izivivinyo eYurophu nase-Asia. E-United States, ubuchwepheshe obusha bungafinyelela amakhasimende ekuqaleni konyaka ozayo. Ngokukhethekile e-Czech Republic, kuzojabulisa ukubona ukuthi sizowabona yini amakhadi okukhokha afanayo lapha maduze, noma i-Apple Pay ngokushesha. Sizilungele ngokobuchwepheshe zombili lezi zinsizakalo, njengoba ikhadi le-biometric elivela ku-MasterCard kufanele futhi lisebenze namatheminali amaningi okukhokha amanje.
Kusukela ngo-2014, inkampani yaseNorway iZwipe nayo ithuthukisa ubuchwepheshe obufanayo - isifundi somunwe ekhadini lokukhokha.
"Ngesiphambano emva kwamafunus."
Lol ngabe usaphusha etheminali? Umlando onjalo...
omg, vele uswayiphe ingxenye kazibuthe noma kunjalo futhi ukhokhe ngaphandle kokunikeza iphinikhodi. Isikole esidala?