Daniel Hruska Izinkokhelo zekhadi e-United States zisezingeni elihluke ngokuphelele kunalapha e-Czech Republic, lapho ungakhokha ngaphandle kokuthinta cishe "noma yikuphi". Inani elikhulu lezitolo lapho ongakhokha khona ngekhadi sezivele zinamatheminali angaxhunywanga. Kodwa-ke, amakhadi aphelelwe yisikhathi anemigqa kazibuthe asabusa e-US, futhi i-Apple izama ukukushintsha lokho ngohlelo lwayo. Khokha.
Konke kuzwakala kufana nenganekwane, i-Apple isifinyelele isivumelwano namabhange amakhulu lapho, ngakho akufanele kube khona inkinga. Kodwa mhlawumbe uyeza. Futhi mhlawumbe lokhu kuwukukhala nje kwesikhashana kwegatsha elingaboni. Abanye abathengisi basebenzisana ne-Wal-Mart ukulungisa noma ukukhubaza ngokuphelele amatheminali okukhokha ngaphandle kokuthinta ukuze amakhasimende angakwazi ukukhokha nge-Apple Pay.
I-Wal-Mart, uxhaxha lwezitolo zesaphulelo esikhulu kunazo zonke emhlabeni, kanye nezinye izinkampani, ilungiselela uhlelo lwayo lokukhokha lwe-CurrentC kusukela ngo-2012, okumele lwethulwe ngonyaka ozayo. I-Merchant Customer Exchange (MCX), njengoba le nhlangano ibizwa kanjalo, iwusongo lwangempela ku-Apple. I-Apple ne-Pay yayo imane igaqa i-CurrentC, okuyinto ngempela ababambiqhaza abangayithandi futhi benza into elula kakhulu abangayenza - ukusika i-Apple Pay.
Bekwaziwa enyangeni edlule ukuthi i-Wal-Mart ne-Best Buy ngeke bayisekele i-Apple Pay. Ngesonto eledlule, i-Rite Aid, iketanga lekhemisi elinezindawo ezingaphezu kuka-4 e-US, nayo yaqala ukulungisa amatheminali ayo e-NFC ukuze ikhubaze izinkokhelo nge-Apple Pay ne-Google Wallet. I-Rite Aid izosekela i-CurrentC. Olunye uxhaxha lwamakhemisi, i-CVS Stores, nalo lalondolozwa ngendlela efanayo.
Impi yokuphakama phakathi kwezinkokhelo zamaselula idala ukungezwani phakathi kwamabhange nabathengisi. Amabhange amukele i-Apple Pay ngesasasa ngoba abona amandla okuqhubeka nokwandisa inani lokuthengwayo (ngakho-ke inzuzo) eyenziwe ngamakhadi edebhithi nawesikweletu. Ngakho i-Apple yaphumelela ngamabhange, kodwa hhayi kangako nabathengisi. Kozakwethu bamanje abangama-34 okukhulunywe ngabo kuwebhusayithi ye-Apple, abayisishiyagalombili kubo abanamagama ahlukene bangena ngaphansi kwe-Foot Locker kanti oyedwa yi-Apple uqobo.
Ngokuphambene, alikho nelilodwa ibhange elizwakalise ukweseka i-CurrentC. Lokhu kungenxa yokuthi lonke uhlelo lwenzelwe ukuthi lunganciki kusixhumanisi esiphakathi, okungukuthi, emabhange kanye nezimali zabo zokukhokha amakhadi. Ngakho-ke, i-CurrentC ayisoze yaba indawo yekhadi lokukhokha lepulasitiki njengoba linjalo, kodwa esikhundleni esikhethekile kumakhasimende anokwethembeka noma amakhadi akhokhelwa ngaphambili esitolo okukhulunywa ngaso.
Uma uhlelo lokusebenza lwe-iOS ne-Android luphuma ngonyaka ozayo, uzokhokha usebenzisa ikhodi ye-QR eboniswa kudivayisi yakho futhi inani lokuthenga lizodonswa ngokushesha ku-akhawunti yakho. Uma ukhetha ukusebenzisa elinye lamakhadi anikezwa ozakwethu be-CurrentC njengendlela yokukhokha, uzothola izaphulelo noma amakhuphoni kumthengisi.
Lokhu, kunjalo, kukhanga abathengisi abazoba nesistimu yabo futhi ngesikhathi esifanayo bakhululwe ezinkokhelweni zokukhokha amakhadi. Ngakho-ke akumangalisi ukuthi, ngaphandle kwe-Wal-Mart, amalungu e-MCX ahlanganisa (amaketanga angaziwa lapha) Gap, Kmart, Best Buy, Old Navy, 7-Eleven, Kohls, Lowes, Dunkin' Donuts, Sam's Club, Sears, Kmart, Bed , Bath & Beyond, Banana Republic, Stop & Shop, Wendy's kanye namagalaji amaningi kaphethiloli.
Kuzofanele silinde kuze kube unyaka ozayo ukuze sibone ukuthi sonke lesi simo senzeka kanjani. Kuze kube yileso sikhathi, kungalindelwa ukuthi ezinye izitolo zizovimba amatheminali azo e-NFC ukuze kuvinjelwe izinkokhelo zezimbangi. Kodwa-ke, singathemba ukuthi ubulula bokuthinta i-Touch ID ku-Apple Pay kuzowina ukukhiqiza ikhodi ye-QR engenangqondo futhi kuhlanganiswe namakhadi okwethembeka ku-CurrentC. Hhayi ukuthi isimo sase-US sisithinta ngqo, kodwa impumelelo ye-Apple Pay izothinta ukuba khona kwayo eYurophu.
Kodwa-ke, uma sibheka isimo samanje ngakolunye uhlangothi, i-Apple Pay iyasebenza. Uma kungasebenzi, ngokuqinisekile abathengisi bebengeke bavimbe amatheminali abo e-NFC ngenxa yokwesaba ukulahlekelwa inzuzo yabo evela ku-CurrentC. Futhi ama-iPhones 6 amasha asedayiswe inyanga yonke. Kuzokwenzekani eminyakeni emibili lapho iningi lama-iPhones asetshenziswayo lizosekela i-Apple Pay?
Abathengisi bangakwazi futhi ukuvimba i-Apple Pay ngoba ikhasimende alibaniki ulwazi lomuntu siqu nhlobo ngale ndlela. Igama noma isibongo - lutho. I-Apple Pay ivikeleke kakhulu kunamakhadi okukhokha avamile e-US. Kodwa-ke, ingabe uzizwa uphephile ukuthi yonke idatha (ngaphandle kwephinikhodi) ibhalwe ocezwini lwepulasitiki ongalulahlekelwa nganoma yisiphi isikhathi?
Ezama ukukwenza i-MCX ukufaka okuthile okuvikelekile ngokuthile okuvikeleke kancane (izinhlelo zokusebenza zezinkampani zangaphandle azikwazi ukugcina idatha ku-Secure Element, okungukuthi ingxenye ye-NFC chip), into elungele okuthile okulula (Touch ID vs. QR). ikhodi), nento engaziwa. Ukuhlala e-US, i-ConnectC ngeke ibe yisevisi ethokozisayo kimi nhlobo. Kuthiwani ngawe, iyiphi indlela ongayikhetha?
Akukhona yini ngaphambi kwesikhathi kancane ukuhlola ukuphepha? Olunye uhlelo alukaphumi kanti olunye lusekuqaleni. Futhi esizokuhumusha, kuhlale kunabantu abahlukene, bona ukuvuza kwezithombe ezivela ku-iCloud. Ngamakhadi okukhokha akudala, nawo abukeka engenakusebenziseka kusukela ekuqaleni, futhi ubani ocabanga kanjalo manje?
Ngaphezu kwalokho, uma ngibheka ngakolunye uhlangothi, isibonelo, kuyangikhathaza ngempela ukuthi amabhange azama kanjani njalo ukwandisa ama-margin awo. Angimangazi nakancane ukuthi abathengisi bazama ukukhipha amabhange enqubweni yokukhokha. Uma ngingabashiya ngaphandle kuyilapho ngigcina ubulula bokukhokha ngekhadi, ngingajabula kakhulu. Yebo, angifuni ukubuyela emuva esikhathini lapho kufanele ngikhiphe imvilophu yemali kukho konke ukuthenga.
Nokho, inkinga nge-CurrentC ngokuyinhloko ukuthi idlula amakhadi akudala ngokuxhuma ngokuqondile ku-akhawunti yasebhange, osekuvele kuncane. kuyadumaza impela lokhu. Ngaphezu kwalokho, kunezinye izinto ezifana nokulandela umkhondo wabasebenzisi kanye nokwabelana ngesizindalwazi phakathi kwamalungu enhlangano, kodwa futhi nabantu besithathu. Okungaqondakali kakhulu ukufinyelela okunemibandela kokulingana kwekhadi lethu lezempilo.
Nokho, amamajini amabhange ekwamukeleni amakhadi aye ehla kancane kancane. Ukukunikeza nje umbono wokwehliswa kwenzuzo yomnikezi wekhadi ngemuva kokulawulwa kwemali ye-EU, azokwehla ngezigidigidi. Sifunda yonke indawo ukuthi amakhomishini aphakathi kuka-1-5% - inani eliphakeme kakhulu liyizimboni eziyingozi ... Kodwa ibhange linikeza ngaphezu kwe-1% yekhomishana kunhlangano, futhi lokho kuyinzuzo, uma ususa izindleko zokucubungula. Ibhange lizotshala malini ekusunguleni izinto ezintsha?
Btw, mhlawumbe yonke inkampani ifuna ukukhulisa inzuzo, ucabangani?
Isimo esingaba khona: njengempendulo ekuvinjweni, i-Apple ne-Google zizoshintsha imigomo yazo yebhizinisi futhi ngeke zivumele izinhlelo zokusebenza zohlobo lwe-CurrentC ukuthi zengezwe kuma-AppStores abo.
Yilokho kanye umuntu okufanele akubeke uphawu. I-Appstore akusona isitolo esincane futhi lokhu kuwukuhlukumeza ukuzimela (okufana ne-Walmart). Angithandi inkampani ethile elawula impilo yami ngezintshisakalo zayo zebhizinisi njengokuvala i-bitcoin nokunye okunjalo.
Ngakho umlando ukhombisa ukuthi uma i-Apple (Imisebenzi) iwufuna, uyawuthola. Isibonelo esifanayo, isibonelo, ukukhubaza i-phy. I-Adobe ukuthola iFlash ku-AppStore. Lapho i-Adobe iphinde ithunyelwa ku-AppStore ngaphakathi kwe-CS5, i-Apple yamane yashintsha izimo zokuthi izinto ezikhiqizwa nge-Xcode kuphela ezingaba ku-AppStore.
Yebo, lokho kuqinisekisa amazwi ami.
Ngizomba ku-crap :) Iketango le-hypermarket libizwa ngokuthi i-Walmart (i-Wal-Mart igama lomsebenzisi). I-Kmart kanye ne-Dunkin' Donuts zazisemakethe yase-Czech, i-Gap, i-Old Navy ne-Banana Republic zisekhona lapha. Ngakho lezi akuzona "izintambo ezingaziwa".
Futhi ngizogxila kuwe futhi ungitshele ukuthi iphi i-Old Navy e-CR? :-) Ngihlala e-Canada, ngine-Old Navy blocks ezimbili ukusuka emabhalekisini, ngakho-ke angiqiniseki ukuthi ngake ngayibona e-CR...
Ikuphi i-CR Gap? Ngingaba nesithakazelo ngempela kulokho.
Oh yebo, uqinisile... isiphazamisi singene ngokunyenya. Ngiyabonga. Bekungekho e-Czech Republic, izitolo ezinkulu zibukeka zifana :)
Kubukeka sengathi ukuklabalasa… phakathi neminyaka emibili uzokwazi ukukhokha nge-Apple Pay e-Walmart futhi—futhi nangodumo olukhulu.
Nami ngicabanga kanjalo, i-Apple inamandla amakhulu kune-Walmart ethile, ngingacabanga ukuthi abanikazi be-IP6 bazoya kwesinye isitolo ukuze bakwazi ukukhokhela i-Apple pay, e-USA imayelana nomkhiqizo nalabo abathanda ngempela i-Apple, njengoba uTim esho. ngizokhokha lapho kukhona khona inkokhelo ye-apula futhi ngokushesha noma kamuva wonke umuntu uyanqotshwa :) yindlela engiyibona ngayo :).
Kwesinye isitolo? Angicabangi kanjalo. Mhlawumbe abantu abambalwa, kodwa labo kuzoba okuhlukile (okufanele bacubungule ngocingo olusha). I-Walmart e-US ifana ne-TV Nova eminyakeni eyi-10 edlule - kunezinye izindlela, kodwa azilufanele ushintsho. Ukwengeza, i-Walmart inezitolo eziningi eziphindwe kabili kunezimbangi zayo zihlangene (i-Kmart, i-Publix, i-Target, i-ShopKo, i-Meijer + BJ's ne-Costco ye-Sam's Club).
inkinga ukuthi i-NFC isineminyaka eyi-10 ikhona eJapan
Yebo, ngakho-ke isivele isiphelelwe yisikhathi futhi izophela lapho ngesimo sayo samanje.
Nokho, ngicabanga ukuthi ikhasimende lizonquma ekugcineni. Kukhona amashumi ezigidi zabanikazi be-iPhone ezifundazweni, futhi lokhu akuseyona inombolo engasho lutho. Futhi okuningi kuzoza newashi. Ekugcineni, i-Walmart nabanye bazoncipha lapho bebala ukuthi angakanani amandla okuthenga abalahlekelwa kungenasidingo. Bayadikiza manje, kodwa nabo bazozijwayela, kuzofanele benze ngokwentando yabo. Uhlelo lwabo luthakazelisa kuphela kumakhasimende obuqotho futhi lolu hlelo luzophela maduze noma kamuva.
Hhayi-ke, i-Apple ne-Google abakwazi ukuphendula kuphela ngokuvimbela uhlelo oluzayo lwe-CurrentC, amabhange angashaja kalula imisebenzi ephumayo (izinkokhelo) ezenziwe nge-CurrentC.
.. ukuthi amaketanga ngeke akwazi ukubala?
Angazi, konke kuyenzeka e-USA;)
Sicela ucacise futhi, i-CurrentC ayilidingi nhlobo ibhange, ingakwazi ukwenza ngaphandle kwalo.
Ngakho-ke i-Apple noma i-Google ayikwazi ukuvimba i-CurrentC.
"Uma uhlelo lokusebenza lwe-iOS ne-Android luphuma ngonyaka ozayo, uzokhokha ngekhodi ye-QR..."
Kokubili i-Apple ne-Google zibalulekile ku-CurrentC.
"Uma uhlelo lokusebenza lwe-iOS ne-Android luphuma ngonyaka ozayo, uzokhokha ngekhodi ye-QR eboniswa kudivayisi yakho futhi inani lokuthenga lizodonswa ngokushesha ku-akhawunti yakho."
KULUNGILE, uma lokhu kungahloselwe ukuba i-akhawunti yasebhange, kodwa i-akhawunti yekhadi lebhonasi elikhokhelwa kusengaphambili, kufanele uthole imali kule akhawunti ngandlela thile..., kungaba ngebhange (lingakhokhiswa), umsebenzisi noma mhlawumbe ukubheja. i-terminal :-), eqhathaniswa nokusebenzisa umakhalekhukhwini nezigxivizo zeminwe akulula kakhulu futhi yinde kumakhasimende.
Futhi kungani i-Apple noma i-Google kungafanele ivimbe noma inganikezeli ngesicelo se-CurrentC ezitolo zabo okufanele iskene leyo khodi ye-QR?
Ngakho ngale ndlela… “Ngakolunye uhlangothi, alikho nelilodwa ibhange elike lazwakalisa ukweseka i-CurrentC. Lokhu kungenxa yokuthi lonke uhlelo luklanywe ngendlela yokuthi lunganciki kusixhumanisi esiphakathi nendawo, okungukuthi, emabhange kanye nezindleko zawo zokukhokha amakhadi."
Kuzoba nzima ngebhange ukuchaza imali ehlukile kunanoma iyiphi enye i-akhawunti. Ngakho-ke ngeke ngikhathazeke ngalokhu nhlobo.
Futhi uma ngicabangela ukuthi uhlelo lokusebenza lwe-PayPal luyasebenza, ngeke ngikhathazeke kakhulu ngokuthi luvinjelwe ku-AppStore.
Kubonakala kimi ukuthi manje i-Apple idinga abathengisi abaningi kunabesifazane abathengisa i-Apple.
Futhi akukhona nhlobo ukuthi angisekeli i-Apple ngokumelene namabhange, ngokuphambene nalokho. Kodwa akuyona yonke into emhlabeni elula.
Ukuntuleka kokusekelwa kungase kulele eqinisweni lokuthi amabhange awaqedi izinkontileka ezikhethekile namaketanga okuthengisa ale sevisi. Zingase zihlanganise nokwenza lula inqubo yokuvula, isibonelo, akwanele ukusayina irejista endaweni yokwamukela izivakashi ku-hypercam yakho futhi konke kuzoqala ukusebenza, kodwa ikhasimende kufanele liqalise ukudonswa kwemali okuqondile noma lithumele imali nge-oda ku-akhawunti ye-CurrnetC. . Futhi njengoba sesazi namuhla, noma iyiphi isevisi eyinkimbinkimbi kukhasimende ayinalo ithuba lokuphumelela (bona i-Mobito yethu).
Ngakho-ke, ngingathanda ukubona ukuthi ngingathumela kanjani inkokhelo yami ochungechungeni lwezitolo noma ngizoqinisekisa ukuthi nginemali eyanele lapho, futhi ngizokwazi ukuthenga kulelo chungechunge lezitolo kuphela. Futhi bazoqapha ukuthi ngithengani futhi kuphi, futhi bangithumele ukukhangisa ngokufanele. Futhi ukuze ngikhokhe, kuzodingeka ngethule uhlelo lwabo lokusebenza ku-smartphone yami bese ngiskena ikhodi ye-QR. Ngeke kube nzima kakhulu. Imali engcono.
Ngokwalokho engikufunde ngezingxoxo kumawebhusayithi angaphandle, kubukeka njengokuduba lolo chungechunge lwezitolo.
Isihloko simahle kancane. I-Apple ne-Google banamacilongo ezandleni zabo, bangakwazi ukujwayela inkokhelo yama-apula kumakhadi e-currentC futhi akunzima kakhulu, ngaphandle kwalokho i-Current C iyasebenza. Futhi ngamaketanga amakhulu angu-5, izinhlobo eziningi ezishiwo ziyingxenye yochungechunge olulodwa olukhulu, futhi i-Wal-Mart iyisitolo sesaphulelo sansuku zonke njenge-Kaufland noma i-Lidl. I-Apple ingasho ukuthi sizovumelanisa amakhadi akho nenkokhelo ye-apula noma sizokukhawulela kuma-itunes ngoba izinhlelo zokusebenza okhokha kuzo ngaphandle kwemali ye-apula ziyasuswa. I-Apple inenzuzo yokuthi uhlelo lwayo luyasebenza futhi iyakwazi ukusunduza abathengisi ukuthi bayekethise
I-Apple ayivumeli izinhlelo zokusebenza ze-CurrentC zibe yi-iTunes futhi akudingeki wenze noma yini enye. Amakhasimende azinqumela ukuthi azothenga kanjani
Ngeke kube lula kangako. Angiyazi imigomo nemibandela ye-iTunes, kodwa ukumane uthi "asikuthandi futhi yingakho singeke silufake uhlelo lwakho lokusebenza ku-iTunes" cishe ngeke kusebenze.
Yebo, izimo zifana nokuthi noma yini ingaqhudelana nokuthile okuvela ku-Apple, ngakho-ke ingasuswa futhi ngisho ne-akhawunti yonjiniyela ingakhanselwa. Uma i-Apple ingayifuni, khansela ngaphandle kwezinkinga.