Vala isikhangiso

KwakungoMashi 25, 2019, lapho u-Apple ekhombisa umhlaba, noma kunalokho abantu baseMelika kuphela, i-Apple Card. Sekuyisikhathi eside kucatshangelwa ngakho, emva kwakho konke, uSteve Jobs usevele wacabanga ngakho ngomqondo othile wegama. Kodwa-ke, sekuyiminyaka emithathu kusukela lapho futhi i-Apple Card ayikatholakali eCzech Republic. Kodwa ungakhathazeki, ngeke kube isikhathi eside, uma kwenzeka. 

I-Apple iveza insizakalo yayo ye-Apple Card njengekhadi lesikweletu elenza impilo yakho yezezimali ibe lula. Kuhlelo lokusebenza lwe-Wallet ku-iPhone, ungasetha i-Apple Card ngemizuzu futhi ngokushesha uqale ukukhokha ngayo ezitolo emhlabeni wonke, ezinhlelweni zokusebenza nakuwebhu nge-Apple Pay. I-Apple Card iphinde ikunikeze izifinyezo ezicacile zezinto zakamuva kanye nolwazi lwebhalansi ngesikhathi sangempela ngqo ku-Wallet.

Izinzuzo... 

Inzuzo yakhona ukuthi unombono jikelele wezimali zakho ngenxa yamagrafu, kodwa futhi nombono ocacile wokuthengiselana, lapho ungabona khona shazi ukuthi nini, kubani futhi ingakanani imali ephumile kuwe. Ngaphezu kwalokho, lapho isevisi yethulwa, kube nokubuyiselwa kwemali okungu-2% lapho uyisebenzisa ngenkuthalo, ngemikhiqizo ye-Apple uthole u-3% ngaso leso sikhathi. Ngaphezu kwalokho, izimali ezitholakala ngale ndlela zibuyiselwa nsuku zonke. Nokho, uma usebenzisa ikhadi eliphathekayo, imbuyiselo yemali ingu-1% kuphela.

… kanye nemikhawulo 

Konke kuxhaswe ngabakwa-MasterCard ngokubambisana nabakwaGoldman Sachs. Futhi lokhu kakade kusho ukukhawulela insizakalo emakethe yaseMelika kuphela. Leyo eminye imikhawulo iwukuthi kufanele ube neNombolo yakho Yokuphepha Komphakathi kanye nomlando omude owanele wezezimali ukuze ufake isicelo futhi ugunyazwe ikhadi. Ngaphezu kwalokho, ikheli leposi e-US kanye nento encane ngesimo se-American Apple ID (ngokwandiswa ngaphandle kwe-US, lokhu kuzophinde kukhokhiswe ezimakethe ezisekelwayo). Njengoba ubona, insizakalo okwamanje igxile emakethe yaphesheya kuphela futhi ayikhuli kwenye indawo.

Lokhu kungenxa ye-SSN kanye nesikolo esihambisana nayo uma ufaka isicelo semalimboleko. Uma ungakaze uboleke nganoma yini futhi ungazange ukhokhe lutho, valelisa ku-Apple Card ngokushesha, noma ngabe ike yasifinyelela. U-Apple ufuna ukwazi umlando wethu wezezimali, futhi ngaphandle kwawo, ngeke basinike ikhadi labo lesikweletu. Futhi-ke, kunemithetho yasebhange, izibopho kanye nemikhawulo evimbela ukunwetshwa kwekhadi le-Apple ngaphandle kwezwe lakubo. Kodwa ingabe kuyamkhathaza umsebenzisi waseCzech? Ngokwami, ngisebenzisa kuphela ikhadi ledebithi, okuyiqiniso ukuthi i-Apple Pay ixhunywe kuyo, ngakho-ke ngilibheke ngabomvu i-Apple Card ngisho nangemva kweminyaka emithathu. Ngaphezu kwalokho, imakethe yaseCzech ayifani neyaseMelika. Amakhadi esikweletu awanawo lolo hlobo lomlando lapha, ngakho-ke asiyona into ehamba phambili ku-Apple kulokho (njengaku-Siri, Homepods, njll.). 

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